We generally approve facilities within 24 hours of the initial application. When you submit your invoices we fund up to 80% of their value that day or overnight. When the invoice is paid by your customer, the balance less our fees, becomes available too.
We keep it simple, we're accessible, respond quickly and we make it easy.
Get what you're owed in 24hrs
We'll advance up to 80% of invoice value within 24 hours.
Free up your assets. Use them to grow your business.
Unlike a bank overdraft, our facility is linked to your sales and will grow with your business, so you will have the ability to continue to further grow your business. And the good news is the better you manage your business the lower the rate of interest and charges you'll pay and the more we can make available to you.
Get the best deal
We think everyone should get a fair go.
After all small business is the backbone of our economy. So we fund at genuinely competitive rates. We challenge you to manage your ledger so that you can get our best rate.
Because we get it! We're 100% NZ owned with 25 years of invoice finance and factoring experience and have helped kiwi businesses in all sectors, from manufacturing, transport and construction to labour hire and business services. You could say we've seen and done it all.
But don't just take our word for it.
"CFF take a personal interest in our company. They always have our best interest at heart which is why we’ve been with them for a very long time. One good thing about CFF is they provide a number of different facilities. This has been good for us and has helped our business stay competitive and expand. They provide excellent value."
"The convenience of it. We can go onto the website at any time and just check whether someone’s paid. There’s notifications put on the system on a daily basis of what contact CFF’s had with our customers and the fact that the funds are available when we need them. CFF provides my business with a greater level of funding at really competitive rates."
"They are Kiwi owned and operated and care about their clients, I really liked that and I felt they were a bit more personable than the others.
CFF’s process is fairly simple, we generate an invoice and a portion of that invoice is funded immediately. The balance of it is paid after our client pays CFF.
Their service, delivery and their products offers far more than a bank does and to be fair it’s at a lesser rate than the banks would be charging.
Great bunch of guys, they’re reliable, they’re prompt."
"Unlike the bank CFF does not require fixed asset or property security. CFF is like a partner to us, one that does not interfere in our business. I have and will recommend CFF to other businesses."
"The most important thing to me is that they are kiwi-owned and operated, they're really personable, great bunch of guys, reliable, they're prompt, and as I said earlier, I think they're the most trusted partner in my business."
"CFF made it very easy, they came out here and explained everything, exactly what was going to happen. We just signed the papers and away it went and we've never looked back. It's simple, it's easy and it works!"
"The service that CFF offer is certainly more personable than a bank… CFF is Kiwi owned and operated and they care about their clients."
"Well the good thing is that they provide a number of different facilities which in turn has helped our business stay competitive and expand."
"They actually take a personal interest in the company and because of that we feel that they have our best interests at heart and I think they do. And we’ve been with them for a very long time."
"It's simple, it’s easy and it works!"
"The service and the delivery and their products offer far more than a bank does and to be fair it is at a lesser rate the banks would be charging."
"We told them about our problem of importing goods and then waiting, and they said they could help with that and they did."
"Well we want to offer our customers extended credit terms to help them and their cash flow and so this allowed us to bridge the gap. We can pay our bills and give our customers extended credit."
"The advantage of CFF is that the money is readily available, it gives us the flexibility to use that money."
"CFF provides my business with a greater level of funding at really competitive rates."
"CFF's process is fairly simple, so we generate an invoice to a client and a portion of that invoice is funded immediately and the balance of it is paid after the client pays CFF."