Solution 4

CashFlo
Works Like an Overdraft

A flexible, low-admin facility that gives you access to working capital throughout the month — based on your outstanding invoices and sales. Often more cost-effective than a traditional overdraft.

Get a Free Quote Common Questions

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Works much like an overdraft — flexible access to funds throughout the month

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Minimal admin — so more time to run your business

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Often proves more cost-effective than a traditional bank overdraft

What Is CashFlo?

Smart, simple access to working capital

CashFlo is comparable to a business overdraft, but better. It allows you to access funds throughout the month — turnover permitting — with very little assistance from us. It's an excellent option for businesses with a good trading history that don't require a 'fully funded' invoice finance facility.

Instead of relying on formal financial accounts, your available funding is based on your outstanding invoices and monthly sales information. We connect to your accounting software, monitor your accounts receivable, and make an agreed percentage available for you to draw as needed.

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Completely confidential. Where possible, this facility can be completely confidential — your customers don't need to know about us at all.

CashFlo is great if you:

Have a good trading history with reliable receivables
Want minimal admin and paperwork
Need a flexible, overdraft-style facility
Don't require a 'fully funded' invoice finance facility
Want a confidential funding arrangement
Would like us to pay your suppliers directly on your behalf

Why Choose CFF's CashFlo?

Easy and simple access to working capital
Great, proactive service
Cost-effective and efficient funding
Reduced administrative burden

How CashFlo Works

Simple to set up, easy to run

Connect Your Software

You grant us permission to connect directly to your accounting software. We monitor your sales and outstanding accounts receivable from there.

Funds Made Available

We make an agreed percentage of your accounts receivable balance available for you to draw — as it naturally ebbs and flows with your business cycle.

Draw When You Need It

Access available funds quickly when you need them — to pay suppliers, meet obligations, or take advantage of opportunities. We can even pay your suppliers directly.

Repay When Ready

You repay us when you don't require the funds or when the agreed funding percentage of your receivables is exceeded. The latter is most simply taken care of via an arranged direct debit.

Key Features

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Accounting Integration

We connect directly to your accounting software — minimal admin on your end.

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Confidential

Where possible, completely confidential — your customers don't need to know.

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Supplier Payments

We can pay your suppliers directly on your behalf — cash flow and relationships sorted.

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Dedicated Contact

A small dedicated team with one main point of contact at your service.

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Security & Guarantees: Typically we rely on your business assets — predominantly accounts receivable — for security. Personal guarantees are also required. We focus on your business performance rather than your credit history.

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