Solution 5

MortgagePlus
Bundle & Save

By combining your property equity with your business funding, we can significantly lower your overall borrowing costs — while increasing what's available to your business.

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You have good equity in a property and can offer us a first mortgage (we can settle your existing mortgage)
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Select your choice of our invoice funding facilities
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We aim to give you an extremely low interest rate on your property mortgage and/or an additional business loan

Smarter funding by combining your assets

MortgagePlus is offered in conjunction with one of our invoice funding facilities. By utilising the combined value of your property and your business assets, we can significantly reduce your personal mortgage borrowing cost and transfer the savings to your business. You can then use the money saved to pay for increased business funding, resulting in an increase in total funding for the same cost as your existing mortgage.

The cost per dollar borrowed savings can be significant when we look to combine your business and personal property funding efficiently.

MortgagePlus may suit you if:

  • You have significant equity in a property
  • You can offer a first mortgage (we can settle your existing mortgage)
  • You're already using (or interested in) one of our invoice funding facilities
  • You want to lower your overall funding costs
  • You want to increase your available business funding
  • You'd like to explore the cost advantages of combining business and property funding

What MortgagePlus can do for you

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Lower Your Mortgage Rate

By combining your property equity with our business funding, we aim to significantly lower your property mortgage interest rate.

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Increase Business Funding

Utilising both your property and business assets, we can increase the level of funding available to your business — not just shift it.

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Efficient Use of Assets

We structure your combined funding efficiently so you gain the maximum advantage available.

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Significant Cost Savings

The combined effect of lower rates, and increased funding can result in substantial ongoing savings — well worth exploring.

Combining your assets for a better outcome

1

Select Your Invoice Facility

Choose from our suite of invoice funding facilities — Factoring, Invoice Discounting, Working Capital, or CashFlo.

2

Offer Your Property

You offer us a first mortgage over a property with sufficient equity. We can settle your existing mortgage as part of this arrangement.

3

We Structure the Bundle

We combine both funding sources efficiently, targeting the lowest possible combined cost and the best outcome for your situation.

4

Enjoy the Savings

Lower interest rates, increased business funding capacity, and other potential savings — all from one streamlined arrangement.

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MortgagePlus is typically offered in conjunction with one of our invoice funding facilities. If you're already a client, getting started is even simpler — talk to us about adding MortgagePlus to your existing facility.

Could MortgagePlus significantly reduce your borrowing costs?

Get in touch for a no-obligation discussion. We'll quickly assess whether MortgagePlus could work for your situation.