Privacy Policy & Terms of Use
How we collect, use and protect your information — and the terms that apply when you use this website.
Last updated: April 2026
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Privacy Policy
Cash Flow Funding ("CFF", "we", "us") is committed to protecting your privacy in accordance with the New Zealand Privacy Act 2020. This policy explains what personal information we collect, how we use it, and your rights in relation to that information.
By using this website or submitting any form on it, you agree to the collection and use of information as described in this policy.
What information we collect
We collect information that you provide directly to us, including when you:
- Complete a contact, callback or enquiry form
- Submit a funding application
- Call or email us directly
This may include your name, email address, phone number, business name, financial information relating to your business, and any other details you choose to provide.
We may also collect certain technical information automatically when you visit our website, such as your IP address, browser type and pages visited, for the purpose of improving our service. We do not link this technical data to your personal identity.
How we use your information
We use the information we collect to:
- Respond to your enquiries and funding applications
- Assess your eligibility for our products and services
- Communicate with you about your application or account
- Improve our website and services
- Comply with our legal obligations
We will not use your personal information for direct marketing without your consent.
Disclosure of your information
We do not sell your personal information. We may share it with:
- Funders or credit providers where necessary to process your application
- Credit reference and identity verification agencies
- Professional advisers (lawyers, accountants) bound by confidentiality obligations
- Government or regulatory bodies where required by law
Any third parties we share information with are required to handle it in accordance with applicable privacy laws.
Storage and security
We take reasonable steps to protect your personal information from unauthorised access, use, or disclosure. Information submitted via this website is transmitted over an encrypted (HTTPS) connection.
We retain your information for as long as necessary to fulfil the purposes for which it was collected, or as required by law.
Your rights
Under the Privacy Act 2020 you have the right to:
- Request access to the personal information we hold about you
- Ask us to correct any information that is inaccurate or incomplete
- Complain to the Privacy Commissioner if you believe we have breached your privacy rights
To exercise any of these rights, please contact us using the details at the bottom of this page.
Cookies
This website may use cookies to improve your browsing experience. Cookies are small text files stored on your device. You can control cookies through your browser settings. Disabling cookies may affect some website functionality.
We do not use cookies to track you across other websites or for advertising purposes.
Terms of Use
By accessing or using this website, you agree to the following terms. If you do not agree, please do not use the site.
Use of this website
This website is provided for general information purposes. You may use it for lawful purposes only. You must not use it in any way that is unlawful, harmful, or that infringes the rights of others.
Disclaimer
The information on this website is general in nature and does not constitute financial, legal or professional advice. It is intended as an overview of our products and services only. Before making any financial decision, you should seek independent advice appropriate to your circumstances.
While we take care to keep the information on this site accurate and up to date, we make no warranties or representations as to its accuracy, completeness or fitness for any particular purpose.
Cash Flow Funding is not liable for any loss or damage arising from your use of, or reliance on, information contained on this website.
Intellectual property
All content on this website — including text, graphics, logos and images — is the property of Cash Flow Funding or its content suppliers and is protected by New Zealand and international copyright laws. You may not reproduce, distribute or use any content without our prior written consent.
Third-party links
This website may contain links to third-party websites. These are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Changes to these terms
We may update this policy and these terms from time to time. Changes will be posted on this page with an updated date. Continued use of the website after changes are posted constitutes acceptance of those changes.
Governing law
These terms are governed by the laws of New Zealand. Any disputes will be subject to the exclusive jurisdiction of the New Zealand courts.
Contact us
If you have any questions about this Privacy Policy or our Terms of Use, or wish to exercise your privacy rights, please contact us:
Cash Flow Funding
195 Main Highway, Ellerslie, Auckland 1051
09 579 4204
info@cff.co.nz